Husband: What time is your hair appointment tonight? Me: 8:45.

Husband: OK.

Me: I wish this was a financial haircut, although I forgot what that is exactly. Some sort of discount, right?

Husband: A financial haircut usually refers to a creditor taking less than the amount owed on debt.

That's what I'm talking about. Later I felt smug because I knew that a guaranty on a loan (when someone else pledges to repay at least a portion of the debt if the borrow defaults) is spelled with a "y," not "ee."

My actual haircut turned out beautifully. I have at least 10% less than what I used to.