>This Easter morning, I am sitting in my living room watching my giant pet rabbit Tycho hop around like a maniac. He seems to have far more energy than usual. He certainly has far more energy than I do right now. Did I ever have this much energy? I think back to my days as a youth. While I think about the good old days, it reminds me of being young and not as stupid as credit card companies hoped I was.
Not long after I graduated from college, entered and dropped out of law school, and began working, I received a letter from my credit card company. The letter informed me that my credit limit was raised from $1,000 to $2,500. Since I had never even come close to my lower limit, I did not particularly care. I was about to chuck the paper when I saw something that made me freeze in my tracks.
The letter congratulated me on my credit increase, and advised me to “think of it as a raise” that allowed me to buy things I could not previously afford. Outrage surged through my body. Who was the fucking asshole who wrote this irresponsible admonition?!?! I wondered how many other people received this same letter and racked up huge debts because they did not, in fact, get a raise and therefore still could not afford to buy shit.
Back to today, I am now pissed thinking about the letter (and wanting a chocolate egg). Once again, regular people just bend over and beg to get fucked. The credit card industry sends out letters with bald-faced lies, encouraging people to get into financial trouble, and fucking Republicans in Congress pass laws years later to protect the credit card companies’ interests when it comes to collecting debt. I shake my fist at you, evil empire!